And my steak at Ruth's was $45 so not sure why that's overpriced compared to Jacob's. $200 for a kobe steak (not even real kobe) at Harbour 360) is ridiculous. I can HIRE a pro chef friend to grill 10 steaks for that price.
Jacobs is slightly more expensive than Ruth's Chris, the USDA ribeye is around $55 or so I believe. It's actually slight less expensive than Harbour 60 which is not entirely surprising. Keep in mind that's for the steak alone with no sides.
Jacob's also has real A5 wagyu (ie. kobe) from Japan as does Harbour 60 from time to time... at Jacob's they list the prefecture in Japan on the menu. The price is what it is, wagyu is a very low volume breed and expensive to produce. True kobe from Japan is even more expensive as to be expected. Cumbrae's has been crossing wagyu cattle with red angus the past couple years and it is a fantastic product at a much lower price point (retail for around $50/lb so still expensive).
Why do you say that the kobe at Harbour 60 isn't real? I've been there when they've had A5 kobe from Japan as well as US or Australian raised wagyu. $200 may be ridiculous to you but its not for everyone...