Hi. Sorry to have posted here but you moms like me might help. I'm looking for a good company who can give me a loan with low interest rates. You see, my home is due for repair and I used my savings for the repair for some unexpected expenses. I hope you can help me. Thanks!
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Personal Loan
- Thread starter swarmtoes
- Start date
Bernnie Federko
TRIBE Member
If you have a mortgage speak with the lending institution about a borrowing product.
Okay. I'll see about that. Do you know if if loan applications are easier to get approved in credit unions than in banks? I found this credit union which has great rates.
Bernnie Federko
TRIBE Member
If you have found favourable rates somewhere other than with your primary lender, bring it to them as leverage and ask if they are willing and able to compete.
HELOC - home equity line of credit is the way to go if you can swing it.
That's what I've got on my end just in case I ever need it. Doesn't cost anything unless you use it. And interest rate is most favourable depending on what your mortgage rate is.
Minimum payment is simply the interest on the amount you borrow.
That's what I've got on my end just in case I ever need it. Doesn't cost anything unless you use it. And interest rate is most favourable depending on what your mortgage rate is.
Minimum payment is simply the interest on the amount you borrow.