Okay, so here's the deal...
I happened to be pretty irresponsible with a Visa card a few years back, and now I'm trying for the life of me to do whatever I can to get some sort of credit.
I applied for a line of credit, but I was told I would probably be declined, even if my father (who has impeccable credit history) applied for a joint account with me.
Uhm.... Are there any other options? How long does it take for this shit to "dissappear" or am I just fuc*ed for life?
Hellllllllllp!
(People at the credit place were WAAAAAAY less than helpful)
I happened to be pretty irresponsible with a Visa card a few years back, and now I'm trying for the life of me to do whatever I can to get some sort of credit.
I applied for a line of credit, but I was told I would probably be declined, even if my father (who has impeccable credit history) applied for a joint account with me.
Uhm.... Are there any other options? How long does it take for this shit to "dissappear" or am I just fuc*ed for life?
Hellllllllllp!
(People at the credit place were WAAAAAAY less than helpful)